It is important to trust your agent, as you will be spending a lot of time together and your agent will help you with one of the biggest financial commitments you will make.
Choose a REALTOR®️
Obtain Financial Pre-Approval
Get pre-approved for a loan before you find the home you want to buy. Benefits include:
- You know your price range, closing costs, and monthly payments up front
- You only look at homes within your price range
- Your negotiating position with the seller is stronger
- Closing on your new home can happen more quickly
View Homes and Find “The One"!
After a thorough understanding of your new home needs, you receive a list of homes that meet most or all of your requirements, and schedule time to visit them. I will also help you find homes through:
- Online via real estate search sites – we will make appointments to visit them.
- For Sale or For Sale by Owner (FSBO) signs as you drive through neighborhoods – we will make appointments to visit them.
- Open Houses - accompanied by your Realtor.
- New home developments – accompanied by your Realtor.
Write an Offer!
Once you have found the property you want, we will write a purchase agreement. While much of the agreement is standard, there are a few areas that we can negotiate:
- The Price (What you offer on a property depends on a number of factors including its condition, length of time on the market, buyer activity, and the urgency of the seller. While some buyers want to make a low offer just to see if the seller accepts, this often isn’t a smart choice, because the seller may be insulted and decide not to negotiate at all.)
- The Move-in Date (If you can be flexible on the possession date, the seller may be more apt to choose your offer over others.)-
- Additional Property (Often, the seller plans on leaving major appliances in the home; however, which items stay or go is often a matter of negotiation.)
Inspections & Appraisal
Hire a licensed inspector with the state to inspect the property.Lender will order appraisal for the market analysis of the home you are purchasing.
Closing Day!
Closing day marks the end of your home-buying process and the beginning of your new life! Transfer of title moves ownership of the property from the seller to you. The two events thatmake this happen are:
- Delivery of the buyer’s funds This is the check or wire funds provided by your lender in the amount of the loan.
- Delivery of the deed
- A deed is the document that transfers ownership of real estate. The deed names the seller and buyer, gives a legal description of the property, and contains the notarized signatures of the seller and witnesses.
- At the end of closing, the deed will be taken and recorded at the Parish clerk’s office. It will be sent to you after processing.